REPUBLIC BANCORP INC /KY/ (RBCAA) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, REPUBLIC BANCORP INC /KY/'s filing signal turned negative.

Republic Bancorp, Inc., headquartered in Louisville, Kentucky, operates as a financial holding company with its primary subsidiary being Republic Bank & Trust Company. The company provides a range of traditional and non-traditional banking products and services through five reportable segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions (RPS), and Republic Credit Solutions (RCS). While its physical presence is concentrated in Kentucky, Indiana, Florida, Ohio, and Tennessee, its digital channels allow for nationwide reach. As of December 31, 2025, Republic Bancorp reported total assets of $7.04 billion, total loans of $5.45 billion, and total deposits of $5.20 billion, ranking as the second-largest Kentucky-based FHC by total assets.

Revenue is primarily driven by net interest income generated from loans and investment securities, as well as fees from deposit accounts, card interchange, and specialized services within its TRS, RPS, and RCS segments. The company also generates income from mortgage banking activities and other financial services.