FIRST BANCORP /NC/ (FBNC) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, FIRST BANCORP /NC/'s filing signal turned positive.

First Bancorp is the fourth-largest commercial bank holding company headquartered in North Carolina, with total consolidated assets of $12.7 billion as of December 31, 2025. The company operates primarily through its state-chartered subsidiary, First Bank, offering a full range of banking activities. Its operations extend across North Carolina and South Carolina, with 113 branches serving both small- to medium-sized communities and larger metropolitan areas. The company provides commercial and retail lending services, including commercial business loans, real estate construction and mortgage loans, and consumer loans, alongside deposit accounts and wealth management services. In January 2023, First Bancorp expanded its presence in South Carolina through the acquisition of GrandSouth, a community bank with $1.2 billion in assets.

Primary revenue drivers include net interest income generated from loans and investment securities, and noninterest income derived from service charges on deposit accounts, bankcard interchange income, and other fees.