Waterstone Financial, Inc. (WSBF) Latest Filing Signal
Cross-checked across multiple AI analysts and grounded in the latest SEC filing.
powered by: earningsVibe.ai
Question:
What is the latest filing signal for Waterstone Financial, Inc.?
Answer:
Based on earningsVibe SuperAnalyst™ synthesis of the latest
10-K, Waterstone Financial, Inc.'s filing signal
turned positive.
earningsVibe SuperAnalyst™ Verdict:
TURNED POSITIVE
Signal Performance — Stock Price Since Filing
30-Day Change
-0.22%
from filing date
60-Day Change
Pending
from filing date
Underlying analyst views from Perplexity, Gemini, Claude, and ChatGPT
PERPLEXITY
Continuing Positive
GEMINI
Continuing Positive
CLAUDE
Turned Positive
CHATGPT
Continuing Positive
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Question:
What does Waterstone Financial, Inc. actually do?
Answer:
Waterstone Financial, Inc. operates as a holding company for WaterStone Bank SSB, a community bank founded in 1921, and its mortgage banking subsidiary, Waterstone Mortgage Corporation. The Bank primarily originates one- to four-family residential, multi-family residential, and commercial real estate loans for its portfolio, alongside offering home equity loans, construction loans, commercial business loans, and consumer loans. Waterstone Mortgage Corporation focuses on originating single-family residential real estate loans for sale in the secondary market, originating $2.05 billion in such loans in 2025 across 24 states. WaterStone Bank's community banking operations are concentrated in the Milwaukee, Wisconsin metropolitan area, with 14 banking offices, while its mortgage subsidiary has a broader national presence with 55 offices in 24 states.
Question:
What are Waterstone Financial, Inc.'s revenue drivers?
Answer:
Revenue is primarily driven by net interest income from the community banking segment's loan and investment portfolios, and non-interest income from the mortgage banking segment, primarily from gains on the sale of mortgage loans and servicing fees.
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