PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) Latest Filing Signal

Latest Filing: 10-K  |  Filed Mar 11, 2026

Cross-checked across multiple AI analysts and grounded in the latest SEC filing.

powered by: earningsVibe.ai

Question:
What is the latest filing signal for PEOPLES BANCORP OF NORTH CAROLINA INC?
Answer:
Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, PEOPLES BANCORP OF NORTH CAROLINA INC's filing signal continuing positive.
earningsVibe SuperAnalyst™ Verdict: CONTINUING POSITIVE

Signal Performance — Stock Price Since Filing

30-Day Change
+11.89%
from filing date
60-Day Change
Pending
from filing date

Underlying analyst views from Perplexity, Gemini, Claude, and ChatGPT

PERPLEXITY
Continuing Positive
GEMINI
Continuing Positive
CLAUDE
Continuing Positive
CHATGPT
Continuing Positive

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Question:
What does PEOPLES BANCORP OF NORTH CAROLINA INC actually do?
Answer:
Peoples Bancorp of North Carolina, Inc. operates as a bank holding company for Peoples Bank, a state-chartered commercial bank founded in 1912. The Bank serves the Catawba Valley and surrounding communities in North Carolina through 15 banking offices and four loan production offices. At December 31, 2025, the Company reported total assets of $1.70 billion, with a diversified loan portfolio primarily consisting of variable and fixed-rate commercial real estate loans. The Bank's customer base is predominantly individuals and small-to-medium-sized businesses within its market area. The company also operates subsidiaries offering investment counseling, real estate appraisal, and appraisal clearinghouse services.
Question:
What are PEOPLES BANCORP OF NORTH CAROLINA INC's revenue drivers?
Answer:
Primary revenue is derived from interest income on loans and securities, offset by interest expense on deposits and borrowings. Fee income from various banking services also contributes to revenue.

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