Citizens Community Bancorp Inc. (CZWI) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, Citizens Community Bancorp Inc.'s filing signal turned positive.

Citizens Community Bancorp, Inc. is a bank holding company operating through its wholly-owned subsidiary, Citizens Community Federal N.A., a federally chartered National Bank. The company provides traditional community banking services to businesses, agricultural operators, and consumers across 21 full-service branch locations in Wisconsin and Minnesota, with primary markets in the Chippewa Valley Region, the Twin Cities, and Mankato. At the end of 2025, the company held $1.782 billion in total assets, $1.524 billion in deposits, and $187.9 million in equity. Its lending activities encompass commercial real estate, commercial and industrial, agricultural real estate and operating loans, residential mortgages, and consumer loans, with a significant concentration in commercial real estate which represented 51% of its total loan portfolio at year-end 2025.

The company's primary source of revenue is interest income generated from its loan and investment portfolios. Non-interest income is derived from fees on deposit activities, loan origination and servicing, and gains on equity securities.