Pathfinder Bancorp, Inc. (PBHC) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, Pathfinder Bancorp, Inc.'s filing signal turned positive.

Pathfinder Bancorp, Inc. operates as a bank holding company, with its primary asset being its wholly-owned subsidiary, Pathfinder Bank. The Bank is a New York-chartered commercial bank focused on attracting deposits and investing them in loans secured by commercial and residential real estate, as well as commercial business and consumer assets. It also invests in U.S. government and agency debt securities, municipal obligations, and corporate debt. With a market presence across Oswego, Onondaga, and Oneida Counties in New York, Pathfinder Bank emphasizes building customer relationships and maintaining its role as a community bank. The company competes with traditional banks, savings institutions, credit unions, and emerging FinTech companies.

The company's primary source of income is interest earned on loans and investment securities. Other revenue streams include fees on deposit accounts, loan servicing, and commissions from insurance and securities sales.