COASTAL FINANCIAL CORP (CCB) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, COASTAL FINANCIAL CORP's filing signal turned negative.

Coastal Financial Corporation operates as a bank holding company with three reportable segments: community bank, CCBX (Banking as a Service), and treasury & administration. The community bank segment focuses on consumers and small to medium-sized businesses in the Puget Sound region of Washington, operating 14 branches and holding the largest deposit market share in Snohomish County. The CCBX segment provides Banking as a Service (BaaS) to digital financial service partners across the United States, enabling them to offer banking services to their customers. As of December 31, 2025, the company had total assets of $4.74 billion, total loans receivable of $3.75 billion, and total deposits of $4.14 billion. The company emphasizes relationship-based banking for its community bank clients and leverages technology partnerships for its CCBX segment to expand its market reach.

The company generates revenue primarily from interest earned on loans and fees from its CCBX Banking as a Service (BaaS) offerings. Other revenue sources include interest on investment securities, service charges on accounts, interchange fees, and merchant service fees.