FIDELITY D & D BANCORP INC (FDBC) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, FIDELITY D & D BANCORP INC's filing signal turned positive.

Fidelity D & D Bancorp, Inc. operates as a bank holding company, with its wholly-owned subsidiary, The Fidelity Deposit and Discount Bank, offering a comprehensive suite of traditional banking services. Headquartered in Dunmore, Pennsylvania, the company primarily serves Lackawanna, Luzerne, and Northampton counties in Northeastern and Eastern Pennsylvania. The Bank provides personal and corporate trust services, along with alternative financial and insurance products and asset management. Competition is met by emphasizing customer service and local decision-making to foster long-term relationships. The company's loan portfolio is diversified across residential real estate, consumer, commercial, and commercial real estate loans, with properties concentrated in Northeastern and Eastern Pennsylvania.

The company's earnings depend primarily on net interest income, which is the difference between interest earned on loans and investment securities, and interest paid on deposits and borrowings. Non-interest income is generated from service charges on loan and deposit products, interchange fees, trust and asset management fees, life insurance earnings, and gains/losses on loan and security sales.