FIRST BANCORP /PR/ (FBP) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, FIRST BANCORP /PR/'s filing signal turned positive.

First BanCorp. is a financial holding company headquartered in San Juan, Puerto Rico, operating primarily as a full-service commercial and consumer bank through its subsidiary, FirstBank. The company provides a range of financial services including commercial and consumer banking, mortgage banking, automobile financing, and insurance agency services across Puerto Rico, the U.S. Virgin Islands, the British Virgin Islands, and Florida. As of December 31, 2025, First BanCorp. reported total assets of $19.1 billion, total deposits of $16.7 billion, and total stockholders' equity of $2.0 billion. Its operations are geographically concentrated in Puerto Rico, which accounts for approximately 77% of its total loan portfolio.

The company's primary revenue driver is net interest income, generated from its interest-earning assets, which include loans and investment securities, offset by interest expense on its interest-bearing liabilities such as deposits and borrowings. Non-interest income is derived from service charges and fees on deposit accounts, mortgage banking activities, card and processing income, and insurance commissions.