First Internet Bancorp (INBK) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, First Internet Bancorp's filing signal turned negative.

First Internet Bancorp, through its wholly-owned subsidiary First Internet Bank of Indiana, operates as a digital bank offering a comprehensive suite of commercial, small business, consumer, and municipal banking products and services nationwide. Established in 1999 as the first state-chartered, FDIC-insured Internet bank, it conducts its consumer and small business deposit operations primarily through digital channels, eschewing traditional branch networks. The bank's commercial offerings include commercial and industrial lending, construction and investor commercial real estate lending, single tenant lease financing, public finance, and specialty finance, delivered via a relationship banking model or strategic partnerships. Differentiating itself by serving emerging small businesses and entrepreneurs, First Internet Bancorp ranked as the 7th largest SBA 7(a) lender in fiscal year 2025. As of December 31, 2025, the company reported consolidated assets of $5.6 billion.

Primary revenue drivers include interest income from loans and investment securities, as well as noninterest income from financial and transaction services such as SBA loan sales, loan servicing, and deposit accounts.