QCR HOLDINGS INC (QCRH) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, QCR HOLDINGS INC's filing signal turned positive.

QCR Holdings, Inc. is a Delaware-based financial holding company operating through four wholly-owned banking subsidiaries: QCBT, CRBT, CSB, and GB. These banks provide comprehensive commercial and consumer banking, trust, and asset management services across Iowa and Missouri, serving markets including the Quad Cities, Cedar Rapids, Des Moines, and Springfield. The company also previously engaged in direct financing leases and equipment financing through its subsidiary m2, a business it has since discontinued. QCR Holdings' core business model revolves around attracting deposits and investing them in loans and securities, with net interest income being its primary revenue driver.

The company's results of operations are primarily driven by net interest income, which is the difference between interest earned on loans and securities and interest paid on deposits and borrowings. Other significant revenue sources include trust fees, investment advisory and management fees, deposit service charges, and capital markets revenue.