OppFi Inc. (OPFI) Latest Filing Signal
Cross-checked across multiple AI analysts and grounded in the latest SEC filing.
powered by: earningsVibe.ai
Question:
What is the latest filing signal for OppFi Inc.?
Answer:
Based on earningsVibe SuperAnalyst™ synthesis of the latest
10-K, OppFi Inc.'s filing signal
turned positive.
earningsVibe SuperAnalyst™ Verdict:
TURNED POSITIVE
Signal Performance — Stock Price Since Filing
30-Day Change
-1.20%
from filing date
60-Day Change
Pending
from filing date
Underlying analyst views from Perplexity, Gemini, Claude, and ChatGPT
PERPLEXITY
Continuing Positive
GEMINI
Continuing Positive
CLAUDE
Turned Positive
CHATGPT
Turned Positive
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Question:
What does OppFi Inc. actually do?
Answer:
OppFi Inc. operates as a tech-enabled specialty finance platform, partnering with community banks to provide credit access to underserved Americans. The company's primary offering, OppLoans, facilitates transparent, responsible installment loans with an average term of 11 months and an average loan amount of approximately $1,950. OppFi leverages proprietary machine learning models and a fully digital application process, aiming to offer a streamlined and efficient customer experience. The company's bank partner model allows it to extend credit access across 40 states, with banks funding the loans and OppFi providing outsourced marketing, data science, and technology services. Since inception, OppFi has facilitated over $8.6 billion in gross loan issuance to more than 4.7 million customers.
Question:
What are OppFi Inc.'s revenue drivers?
Answer:
Revenue is primarily generated from interest on finance receivables, servicing fees charged to bank partners, and referral fees from its 'Turn-Up' and 'Turn-Down' programs.
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