PROG Holdings, Inc. (PRG) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, PROG Holdings, Inc.'s filing signal turned positive.

PROG Holdings, Inc. is a financial technology holding company that provides payment options to consumers, primarily those with near-prime or subprime credit scores. Its largest segment, Progressive Leasing, offers lease-to-own solutions for furniture, appliances, electronics, and more through approximately 24,000 POS partner locations across 45 states, D.C., and Puerto Rico. The Four segment provides Buy Now, Pay Later (BNPL) installment plans for a variety of goods via a mobile app. The company aims to build a unified financial ecosystem, expanding its offerings through strategic acquisitions like Purchasing Power, which provides employees with payroll-deducted purchases. Progressive Leasing accounted for approximately 96% of consolidated revenues in 2025.

Revenue is primarily driven by lease revenues and fees from the Progressive Leasing segment, which accounted for 96% of consolidated revenues in 2025. The Four segment contributes through merchant fees, processing fees, and affiliate commissions from its BNPL offerings.