Orange County Bancorp, Inc. /DE/ (OBT) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, Orange County Bancorp, Inc. /DE/'s filing signal turned positive.

Orange County Bancorp, Inc. is a bank holding company headquartered in Middletown, New York, operating primarily in the Lower Hudson Valley region and the New York metropolitan area. Through its subsidiaries, Orange Bank & Trust Company and Orange Investment Advisors, Inc., it offers a full suite of commercial and consumer banking, trust, and wealth management services. The company aims to combine the personalized service of a community bank with the broader product offerings of larger competitors. As of December 31, 2025, its assets totaled $2.7 billion, with loans at $2.0 billion and deposits at $2.3 billion. Its primary lending focus is on commercial real estate, which constituted approximately 75.9% of its loan portfolio at year-end 2025.

Revenue is primarily driven by net interest income generated from its loan and investment portfolios. Noninterest income is derived from investment advisory fees, trust income, service charges on deposit accounts, and other fee-based services.