NSTS Bancorp, Inc. (NSTS) Latest Filing Signal
Cross-checked across multiple AI analysts and grounded in the latest SEC filing.
powered by: earningsVibe.ai
Question:
What is the latest filing signal for NSTS Bancorp, Inc.?
Answer:
Based on earningsVibe SuperAnalyst™ synthesis of the latest
10-K, NSTS Bancorp, Inc.'s filing signal
turned positive.
earningsVibe SuperAnalyst™ Verdict:
TURNED POSITIVE
Signal Performance — Stock Price Since Filing
30-Day Change
Pending
from filing date
60-Day Change
Pending
from filing date
Underlying analyst views from Perplexity, Gemini, Claude, and ChatGPT
PERPLEXITY
Continuing Negative
GEMINI
Continuing Positive
CLAUDE
Continuing Negative
CHATGPT
Continuing Positive
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Question:
What does NSTS Bancorp, Inc. actually do?
Answer:
NSTS Bancorp, Inc., through its subsidiary North Shore Trust and Savings, operates as a community-oriented savings institution primarily serving Lake County, Illinois, and adjacent communities. Established in 1921, the bank focuses on attracting deposits to originate one- to four-family residential mortgage loans, which constituted 91.3% of its $128.6 million loan portfolio as of December 31, 2025. The company also originates commercial real estate, multi-family residential mortgage, and construction loans, while investing in securities like collateralized mortgage obligations and pass-through mortgage-backed securities. Its business strategy emphasizes enhancing products and services with a focus on residential mortgage lending, complemented by a loan production office network in the greater Chicagoland area and Kenosha County, Wisconsin.
Question:
What are NSTS Bancorp, Inc.'s revenue drivers?
Answer:
Primary revenue is generated from interest earned on its loan and investment securities portfolios. Additional income is derived from fees related to loan originations, service charges on deposit accounts, and gains from the sale of mortgage loans in the secondary market.
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