LINCOLN NATIONAL CORP (LNC) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, LINCOLN NATIONAL CORP's filing signal turned negative.

Lincoln National Corporation operates as a holding company with four primary business segments: Annuities, Life Insurance, Group Protection, and Retirement Plan Services, alongside Other Operations. The company offers a diverse range of wealth accumulation, protection, and retirement income products and solutions through its subsidiaries. Its Annuities segment provides variable, fixed, and indexed annuities, while the Life Insurance segment offers term, universal, and variable universal life insurance products, including linked-benefit and critical illness riders. The Group Protection segment serves the employer market with disability, life, dental, and vision insurance, among other benefits. The Retirement Plan Services segment focuses on defined contribution retirement plans, offering investment vehicles and administrative services. Lincoln Financial Distributors (LFD) serves as the company's wholesale distributor for many of its products.

Revenue is primarily driven by premium payments from insurance products, fees charged on account balances for investment and administrative services, and net investment income earned on the company's investment portfolio. The spread between investment income earned and interest credited to policyholders also contributes significantly to revenue.