KINGSTONE COMPANIES, INC. (KINS) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, KINGSTONE COMPANIES, INC.'s filing signal turned positive.

Kingstone Companies, Inc. operates as a regional property and casualty insurer, primarily through its subsidiary, Kingstone Insurance Company (KICO), which is New York domiciled. KICO writes personal and commercial auto insurance in New York, where it was the 12th largest homeowners insurer in 2024, and is also licensed in several other Northeastern states. The company distributes its products exclusively through over 700 appointed retail and wholesale agents and brokers. Kingstone aims for profitable growth by focusing on underwriting profits and investment income, emphasizing strong producer relationships and sophisticated risk management practices. In 2025, direct written premiums increased by 14.8% to $277.8 million, driven by growth in personal lines business.

Kingstone derives substantially all of its revenue from KICO, including earned premiums, ceding commissions from reinsurance, net investment income, and net realized gains/losses on investment securities. The company also collects various policy fees.