Enact Holdings, Inc. (ACT) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, Enact Holdings, Inc.'s filing signal turned negative.

Enact Holdings, Inc. is a leading private mortgage insurance (MI) company that operates across all 50 U.S. states and the District of Columbia, insuring lenders against losses from defaults on low down payment residential mortgage loans. Since its founding in 1981, the company has facilitated the sale of mortgages to the secondary market, including government-sponsored enterprises like Fannie Mae and Freddie Mac, by providing essential credit enhancement. Enact serves a diverse customer base of approximately 1,600 mortgage lenders, ranging from large banks to credit unions. In 2025, the company generated $51.5 billion in new insurance written (NIW) and reported net income of $674 million. Its strategy focuses on delivering best-in-class underwriting, maintaining strong capital levels, and optimizing its credit risk transfer (CRT) program to manage loss volatility and capital efficiently.

Revenue is primarily generated from premiums collected on mortgage credit protection policies. Investment income from the company's portfolio of predominantly fixed-income securities also serves as a significant revenue source.