UNITED BANCORP INC /OH/ (UBCP) Latest Filing Signal

Latest Filing: 10-K  |  Filed Mar 18, 2026

Cross-checked across multiple AI analysts and grounded in the latest SEC filing.

powered by: earningsVibe.ai

Question:
What is the latest filing signal for UNITED BANCORP INC /OH/?
Answer:
Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, UNITED BANCORP INC /OH/'s filing signal continuing negative.
earningsVibe SuperAnalyst™ Verdict: CONTINUING NEGATIVE

Signal Performance — Stock Price Since Filing

30-Day Change
Pending
from filing date
60-Day Change
Pending
from filing date

Underlying analyst views from Perplexity, Gemini, Claude, and ChatGPT

PERPLEXITY
Continuing Positive
GEMINI
Continuing Positive
CLAUDE
Continuing Negative
CHATGPT
Continuing Negative

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Question:
What does UNITED BANCORP INC /OH/ actually do?
Answer:
United Bancorp, Inc. is a bank holding company headquartered in Martins Ferry, Ohio, operating a single wholly-owned subsidiary bank, Unified Bank. The company provides commercial and retail banking services across northeastern, eastern, southeastern, and south central Ohio, as well as the Northern panhandle of West Virginia. Unified Bank offers a comprehensive suite of services including demand, savings, and time deposits, alongside commercial, real estate, and consumer loans. As of June 30, 2025, Unified Bank ranked fourth in total deposit market share among approximately 27 competitors in its primary market of Belmont County, Ohio.
Question:
What are UNITED BANCORP INC /OH/'s revenue drivers?
Answer:
Primary revenue drivers include interest income generated from commercial, real estate, and consumer loans, as well as interest and dividends from its investment portfolio. The company also generates non-interest income from fees associated with its banking services.

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