Hoyne Bancorp, Inc. (HYNE) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, Hoyne Bancorp, Inc.'s filing signal turned positive.

Hoyne Bancorp, Inc. is a savings and loan holding company that operates primarily through its subsidiary, Hoyne Savings Bank, an Illinois-chartered institution established in 1887. The company focuses on serving customers in Cook County, Illinois, and surrounding communities, offering a range of lending and deposit products. Historically focused on residential mortgage and home equity loans, Hoyne Savings Bank has diversified its portfolio to include commercial real estate, commercial construction, and commercial and industrial loans, which represented 56.2% of its total loan portfolio as of December 31, 2025. The company operates six full-service branches and one loan production office within its market area. Hoyne Bancorp, Inc. completed its conversion to a stock form of ownership and its initial public offering on December 3, 2025.

Revenue is primarily derived from net interest income, which is the difference between interest earned on loans and investment securities and interest paid on deposits and borrowings. Fee income from deposit services also contributes to noninterest income.