CAPITAL CITY BANK GROUP INC (CCBG) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-K, CAPITAL CITY BANK GROUP INC's filing signal turned positive.

Capital City Bank Group, Inc. is a financial holding company headquartered in Tallahassee, Florida, with approximately $4.4 billion in assets, operating primarily in Florida, Georgia, and Alabama. The company offers a comprehensive suite of banking services, including deposit and credit, mortgage banking, asset management, and trust services, through its subsidiary Capital City Bank and its mortgage banking arm, Capital City Home Loans. Banking services constitute the vast majority of its revenue, accounting for approximately 92.8% in 2025. The company emphasizes a relationship-based, community-focused approach, leveraging its 62 banking offices and 108 ATMs/ITMs across its core markets. Its strategy includes deepening client relationships, expanding into higher-growth markets, and diversifying revenue streams through its wealth management and mortgage businesses.

The company's primary revenue drivers are net interest income from its loan and investment portfolios, and noninterest income generated from deposit fees, bank card fees, wealth management services, and mortgage banking activities.