BILL Holdings, Inc. (BILL) Latest Filing Signal

Based on earningsVibe SuperAnalyst™ synthesis of the latest 10-Q, BILL Holdings, Inc.'s filing signal turned negative.

BILL Holdings, Inc. operates a financial operations platform designed to automate the back-office functions for small and midsize businesses (SMBs). The integrated platform facilitates accounts payable, accounts receivable, and spend and expense management, connecting hundreds of thousands of businesses through its proprietary network. As of June 30, 2025, the company served approximately 493,800 businesses, processing $330 billion in Total Payment Volume (TPV) during fiscal year 2025. BILL leverages AI-enabled software and sophisticated integrations with financial institutions and accounting software to streamline financial workflows, offering a comprehensive suite of payment services and value-added tools.

Revenue is primarily generated from subscription fees, which are based on a fixed monthly or annual rate per user or account, and transaction fees, which include processing fees on a fixed or variable rate per transaction, as well as interchange fees from card payments. The company also generates revenue from interest earned on customer funds held during payment processing.